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Car Brokers
New Car Buying, The Way
It Should Be
 Buying
a new car through Top Hat Associates has never been
easier with our new
car broker locator system, our buying power
gives you the chance to save ££££'s and all from
the comfort of your own home. We aim to get you the best
possible discounted price from our selected main
dealers.
We have been locating
discounted new cars for online customers since 2001
and in that time we have saved customers well in excess
£2,496,000 over that period. That's an average of £843
per car. Just take a look at what our customer have to
say on our
comments page.
To give you 100% confidence in our
services we will not only tell you which dealer in the
UK is selling the
discounted car you are looking for but will also
contact them on your behalf so you can deal with them
directly. Paying no fees, no commission and no hidden
charges. Our service are backed by the leading UK main
dealers guaranteed.
Insider knowledge
Because we have been in the Motor trade for a number of
years, we know all the tricks to obtain that extra
discount. We have first hand information on the latest
offers available and also know exactly when dealers need
that extra sale to achieve their targets.
To put it simply we are a
new cars
salesman nightmare! We will tell you what your local
dealer wont or don't want to tell you.
 No Imports- Guaranteed
All our dealers are UK main dealers and
that guarantees you 100% import free buying. They are
not even allowed to sell the new breed of Grey imports.
All our
cars are UK vehicle and UK specification.
 Vehicle
Delivery
If your wondering about the delivery or collection
of your new car then the simple answer is "Don't" all
our dealers have the facility to delivery your
new car direct to your home or place of work at a
time to please you. But if prefer to collect the vehicle
from the dealership then that's fine you will be made
very welcome.
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New Car Brokers
Which New Car to buy
Sounds simple and you probably have a good
idea of what car suits your needs, but consider this list to
make sure the car of your dreams measures up.
#1 How deep are your pockets? You may be able
to afford the sticker price, but what about insurance,
running costs, depreciation and servicing. Ask about these
and even speak to owners of the type of car you're
considering to get the fuller picture. There's no point
scraping to buy a Porsche if you can't afford run it
#2 What do you need from the car? Is it going
to be a high mileage mule or pampered toy? Be honest with
yourself and consider the sort of driving you do, how
often you carry passengers and luggage. For example, an
off-roader can double as an MPV, while small hatchbacks
offer almost as much space as a full-size family car
#3 If you've got kids, can they all fit in
the back in child seats or strapped in by a three-point
seat belt? If in doubt, take them along, and if the
salesman isn't happy there's always another dealer around
the corner. Match the car to your lifestyle, not the other
way around
#4 Shop around for finance before buying.
Loans, finance and insurance are all negotiable, and don't
be railroaded by a salesman who sees the glint in your eye
#5 Study the options list. Air conditioning
is a must, as is a CD player. These items make life more
pleasurable for you and the car easier to sell on.
#6 Colour is vital. If you can't live without
a pink Mini, you'll be hard pushed to shift it when you
come to sell. But silver with the right extras will have
'em
queuing up. Blue is the most popular colour choice in the
UK, followed by red and then silver. The more individual
you make a new car, the fewer potential buyers.
When to buy your New Car
September is the most popular month for new
cars - a hangover from the old annual registration change. Now car registrations change twice a year; it gives the canny
buyer two bites at the discount cherry. If you can't wait until then, the end of the month is the best
time to talk tough on new car. Dealers are keen to boost their
monthly sales figures and this is the time they will be most
generous.
Holiday times are another good bet for securing a deal. While
the rest of the country is busy spending money elsewhere, July
and August are quiet for car dealers, so make the most of it
because they need your business. The same applies to January, when most people have a financial
hangover from Christmas.
Test drive your New Car
Next comes the all-important test drive - and
there's more to this than a simple spin around the block.
#1 Before you even park your posterior, a few checks are in
order. Is your garage wide enough to accommodate the car
you're looking at? Also check that the boot is big enough for the pushchair/golf
clubs/suitcases/booze? Take a few moments to sit in the back, too, especially if you
intend to carry passengers on a regular basis.
#2 Take the time to adjust the seat properly and get comfortable.
The salesman will be giving you the hard sell, but ignore him
and check the main controls are within easy reach. Does it feel solid, and are there enough pockets etc?
#3 When you're happy and comfortable, it's time to get going.
Choose a test route that takes in the sorts of roads you will
use the car on. If you spend most of your life in treacle-like town traffic,
is that heavy clutch going to leave you walking with a limp? Think about the way the car rides - you may enjoy sporty
handling, but if your local roads are full of potholes can you
stand the firm set-up?
#4 If you're a knight of the motorway, go for a decent stretch on
a multi-laner and listen out for a rumpus from the engine and
any wind noise creeping into the cabin.
#5 When you get back to the showroom, try out reverse gear and
check out rear visibility. Also try out a three-point or u-turn - if you do lots of
in-town driving, manoeuvrability is important.
#6 Don't be hurried, and aim to spend an hour driving the car.
If all's well at the end, there's a final test, and that's
finding out if you can get out of the car without slipping a
disc.
Your Part-Exchange
The time has come to say goodbye to the old
motor. Its final faithful act is to help finance the next
jewel in your driveway's crown, but do you risk selling privately or a
hassle-free, trade-in
from a dealer?
#1 Depreciation is the biggest single cost of
new car ownership, so getting the best deal offsets the
cost of buying the next new one. The difference between
what you paid for the car new and what you get when you
sell is the amount of money you have lost in depreciation.
The aim here is the make the gap as small as possible
#2 It's simple and cheap to advertise a car
for sale privately, either in one of the many magazines or
on the internet. The upside is you will recoup more money
selling the car yourself. The downside is you expose
yourself to the great unwashed wanting to test drive your
pride and joy
#3 If you choose to sell privately and agree
a deal, make sure the money is resting in your bank
account before handing over the keys and documents.
Genuine buyers will be happy to agree to this
#4 Another pitfall of selling privately is
theft or damage. Check out potential buyers are who they
say they are. Don't be shy about asking for identification
and a hefty deposit while they test drive the car. Make
sure either you're insured for them to drive the car or
they are covered on their own insurance
#5 Another twist on the private sale is the
online auction. This puts a definite time on when the car
is sold and can make you more money than you initially
thought. Or not. Describe the car honestly and you should
have no comebacks
#6 Trade-ins are usually quick and simple.
The dealer appraises your car and offers a price based on
condition and mileage.
Collecting your New Car
You've been calm and collected up to now, but
hang in there for a few more minutes. What could be worse than finding a fault with the object of
your desire? Give the car a thorough check before driving off
the forecourt and you can avoid this.
Check the paintwork is flawless, the bodywork
perfect and the wheels ding-free. Get your fine-tooth comb out
and run it through the interior. This done, you can throw off
the sensible shackles and revel in your new car. It may be dull small print, but the Sale of Goods Act is on
your side. If you find a problem with your new car, most
dealers will fall over themselves to sort it out. If a serious fault occurs, you have two weeks to reject the
car and either ask for a replacement or your money back. You
can do this if the car is not of 'satisfactory quality'. Put your complaint in writing to the dealer, explaining the
problem in full. Be reasonable, but be firm and clear about
what you want done to resolve the problem.
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